Asset Management Specialist - Credit Research

About Us Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building. Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human. Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page https://international.nubank.com.br/careers/ About the role As an Asset Management Analyst, you will directly manage the fundamental analysis and risk monitoring for R$ 4 billion in Credit Strategies, ensuring the solvency and performance of our corporate and financial bond portfolios. Nu Asset is the investment engine of one of the world’s largest digital banking platforms. We manage R$ 6 billion in total AUM for over 1.4 million customers, proving that reducing complexity is a winning investment thesis. This role owns the analytical foundation that supports investment thesis in our credit book, directly influencing funds return and the scaling of our credit offering. You will assess the creditworthiness of issuers, identifying mispriced risks and opportunities in the Brazilian market to deliver durable and risk-adjusted returns. You'll be responsible for You will operate at the intersection of forensic fundamental research and active portfolio management. Credit analysis of Brazilian issuers: Execute institutional-grade fundamental analysis of corporate and financial bond issuers, reviewing financial statements, debt structure and producing internal ratings and investment memos. Active Monitoring: Track macro and sector developments, earnings releases, CVM filings, and rating actions. Be the first to flag when a credit story changes and deliver timely updates to the investment team. Build and maintain financial models: Develop and own detailed financial models for covered issuers, including cash flow projections, leverage scenarios, and stress tests. Your models will be used directly to support investment decisions. Committee Leadership: Present and defend investment theses to the Investment Committee with data-backed rigor. Support portfolio construction and risk monitoring: Work alongside Portfolio Managers in sizing decisions, spread analysis, and ongoing monitoring of credit risk in the portfolio, including concentration, duration, and liquidity considerations. We are looking for a person who has Experience: Experience in Credit Research (Buy-side/Sell-side) or Investment Banking, specifically focused on the local Brazilian market. Technical Excellence: Ability to build credit models analyzing data from balance sheets and corporate releases in different industries. Capacity to identify off-balance-sheet risks, related-party structures, and unusual accounting treatments in financial statements. Instrument Knowledge: Familiarity with the Brazilian local credit market: debentures, CRIs, CRAs, LFs, FIDC structures, and the regulatory landscape governed by CVM and BACEN. Technological Leverage: Familiarity in Bloomberg and Excel is mandatory; experience with Python or SQL for automated credit screening is a strong differentiator. Executive Communication: Ability to distill complex credit stories into concise, actionable summaries for rapid decision-making. Advanced English. Location for this opportunity (City, Country) São Paulo, Brazil Our Benefits Chance of earning equity at Nubank Food/ Meal Card (Vale-Refeição and/or Vale Alimentação) Public Transportation Commuting Benefit (Vale-Transporte) NuCare – Psychological, Financial and Legal Assistance Program Life Insurance Medical Plan Dental Plan NuLanguage – Language Course Program Nucleo - Our learning platform of courses Extended Parental Leave Daycare Allowance Parental Consultancy Work-from-home Allowance Gym Partnerships 30 days of paid vacation Relocation Assistance Package, if applicable Work Model for this Role Select according to the collocation of your opportunity (more guidance here) Option 1: Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/ Explore how we build technology at Nubank: 🔗 building.nubank.com.br ↗ 🎥 youtube.com/@building.nubank ↗ 🎧 Listen to our stories on Spotify ↗