Software Engineer II, Processing

Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 160+ across 26 states and 7 countries, headquartered in New York City. Our values (Customer Centricity, Deliver Excellence, Act Like an Owner, Iterate Iterate Iterate, Teach Others, and Be a Good Neighbor) shape how we work and grow as a team. We are hiring a Software Engineer for our Processing team to lead Lithic’s next phase of growth - you’ll be doing as much technical leadership as you will be writing code. The Processing team maintains and builds the backend services that manage the flow of transactions between Lithic and external networks. The distributed systems we maintain have high standards of reliability and correctness. You will become an expert in the card payments space. The team uses a combination of Java and Python. Job responsibilities: Ensure high reliability and correctness for Lithic’s transaction gateways Develop new features to better serve Lithic customers Ensure that the team is delivering reliable, secure, and scalable code with minimal tech debt Own initiatives from planning to launch, keeping stakeholders informed and aligned along the way Lead efforts to improve systems and processes both within the team and across engineering Help drive strategic planning in collaboration with the engineering manager and product manager Mentor, sponsor, and empower team members to help them grow Participate in the team on-call rotation Qualifications: Experience shipping in a production environment and leading projects Advanced distributed system instincts and design skills A proven commitment to empathy and inclusion Excellent communication skills Growth mindset and continuous desire to learn and improve are a must Technical leadership skills are a plus An interest in fintech and the payments space is preferred Base Salary range for US Candidates: $140,000 - $175,000 This is a remote position. However, candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday